Medical Insurance


For prompt processing of your admission, please present your insurance card upon registration for admission or furnish us the details of your insurance card for verification purposes.

A deposit will be collected if the approval from your insurance company is still pending or if the case has been declined by the insurer. The amount of deposit to be collected depends on the treatment required and rooms requested.

SMC is currently working with the following insurance companies for cashless medical assistance:-

  • Mediexpress
  • IHM
  • Hong Leong Insurance
  • ING
  • SOS

All decisions by the insurance companies are considered final. Appeals, should there be any, are to be directed to the insurance companies concerned for their onward consideration and approval.

SMC recognizes and accepts guarantee letters from insurance companies that have established credit facilities with us. Please present your letter of guarantee upon registration for admission, failing which a deposit shall be required.